Blog Legal Pages Requirements: Privacy Policy and Terms

Recently Updated
Last updated: January 11, 2026
J
Jennifer Lee

Affiliate Marketing Expert & Growth Consultant

January 11, 2026 11 min read

Running a blog without proper legal pages puts you at risk. Here's what privacy policy, terms of service, and disclosure pages you actually need—and how to.

The email made my stomach drop.

“Your website appears to collect user data but has no privacy policy. This may violate GDPR and could result in fines up to €20 million or 4% of annual turnover.”

It was from a compliance service—likely just marketing—but it forced me to confront something I’d ignored for two years. My blog collected email addresses, used Google Analytics, and displayed ads. I had zero legal pages.

I spent a panicked weekend researching what I needed and scrambling to create compliant pages.

Don’t repeat my mistake. This guide covers exactly which legal pages your blog needs, what each should contain, and how to create them without hiring an expensive attorney.

Legal pages aren’t just bureaucratic requirements—they protect you and build trust.

Without proper legal pages:

  • Privacy violations can trigger fines (GDPR, CCPA)
  • Missing FTC disclosures can result in penalties
  • No terms of service leaves you liable for user actions
  • Copyright issues lack recourse

Legal pages establish the rules of engagement and limit your exposure.

Credibility and Trust

Visitors notice missing legal pages:

  • Advertisers often require them
  • Affiliate networks check for disclosures
  • Sophisticated visitors question legitimacy
  • Professional appearance requires them

A blog without legal pages looks amateur—or worse, untrustworthy.

Ad Network Requirements

Google AdSense requires a privacy policy to approve your account. Most major ad networks and affiliate programs have similar requirements. Missing legal pages can block monetization opportunities before you realize why you’re being rejected.

Search Engine Expectations

Google’s Search Quality Guidelines mention E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Legal pages signal trustworthiness:

  • About page establishes who runs the site
  • Privacy policy shows data handling transparency
  • Contact information proves accessibility

These pages may influence rankings, especially for YMYL topics.

Every blog needs these core pages.

Privacy Policy

Purpose: Explains what data you collect and how you use it.

You need this if:

  • You use analytics (Google Analytics, etc.)
  • You collect emails
  • You use advertising
  • You use cookies
  • You have contact forms
  • You use any third-party tools

In practice, every blog needs a privacy policy.

Must include:

  • What information you collect
  • How you collect it (forms, cookies, analytics)
  • Why you collect it (purpose)
  • Who you share it with (third parties)
  • How users can opt out or request deletion
  • How you protect their data
  • Your contact information
  • When the policy was last updated

Legal requirements:

  • GDPR (EU visitors): Extensive requirements for consent and data rights
  • CCPA (California visitors): Specific disclosure and opt-out requirements
  • Various other state/country regulations

“I assumed privacy policies were only for big companies. Then an affiliate program rejected my application specifically because I lacked a privacy policy. That $50 policy generator paid for itself immediately when I was approved the next day.”

Terms of Service (Terms and Conditions)

Purpose: Establishes rules for using your website and limits your liability.

Why you need this:

  • Limits your liability for content
  • Establishes your copyright
  • Sets rules for comments/user content
  • Provides legal basis for removing users
  • Defines governing law for disputes

Key sections:

  • Acceptance of terms
  • Intellectual property rights
  • User conduct expectations
  • Limitation of liability
  • Disclaimer of warranties
  • Governing law and jurisdiction
  • Modification rights
  • Contact information

Common protections:

  • You’re not liable for user-generated content
  • Your content is copyrighted
  • You can remove users who violate rules
  • You can change the terms with notice
  • Disputes follow specific jurisdiction

Affiliate Disclosure

Purpose: Transparently discloses that you earn money from recommendations.

Legally required by:

  • FTC (Federal Trade Commission) in the US
  • Similar bodies in UK, EU, Canada, Australia

You need this if:

  • You include affiliate links
  • You receive free products for review
  • You have sponsored content
  • You receive any compensation for recommendations

Key requirements:

  • Clear and conspicuous (not hidden in footer)
  • Before the affiliate link when possible
  • Using plain language (not legal jargon)
  • Specific about the relationship

Placement:

  1. Dedicated disclosure page (linked in footer)
  2. Statement at top of posts with affiliate links
  3. Statement near individual affiliate links

All three placements are recommended; at minimum, you need the first two.

Contact Page

Purpose: Provides visitors a way to reach you.

Why it matters:

  • Required by many jurisdictions
  • Signals legitimate business
  • Enables corrections/takedown requests
  • Builds trust

Include:

  • Contact form or email address
  • Response time expectations
  • Physical address (or registered agent) if required
  • Social media links (optional)

Some jurisdictions require a physical address. A PO Box or registered agent address satisfies this without exposing your home address.

Beyond the essentials, these pages strengthen your legal position.

Purpose: Specifically details cookie usage.

Separate from privacy policy when:

  • You use many cookies
  • You target EU visitors (GDPR compliance)
  • You want to provide detailed cookie control

Should include:

  • What cookies you use
  • What each cookie does
  • How long cookies persist
  • How to control/delete cookies
  • Third-party cookies (analytics, ads)

Often combined with privacy policy for simpler sites.

Disclaimer

Purpose: Limits liability for your content’s accuracy and applicability.

Essential for niches:

  • Health/medical information
  • Financial advice
  • Legal information
  • Any advice that could cause harm

Key elements:

  • Information is for general purposes only
  • Not a substitute for professional advice
  • No guarantee of accuracy
  • No liability for actions taken based on content
  • Consult appropriate professionals

YMYL Disclaimers

If your blog covers health, finance, or other “Your Money or Your Life” topics, strong disclaimers are critical. They protect you legally and signal to Google that you understand the responsibility of publishing in these areas. Don’t skip this step.

Accessibility Statement

Purpose: Communicates your commitment to accessibility.

Growing importance:

  • ADA lawsuits against websites increasing
  • Shows good faith effort at compliance
  • Provides contact for accessibility issues

Include:

  • Accessibility standard you aim for (WCAG 2.1)
  • Known limitations
  • How to request accommodations
  • Contact for accessibility issues

DMCA Policy

Purpose: Establishes process for copyright complaints.

Benefits:

  • Qualifies for DMCA safe harbor protections
  • Provides clear process for takedown requests
  • Protects against liability for user-submitted content

Required elements:

  • Agent for receiving complaints
  • How to submit complaints
  • What information to include
  • Your process for handling claims

You have several options for creating compliant pages.

Policy Generators

Best for: Basic blogs with standard practices

Popular options:

  • Termly (free and paid options)
  • PrivacyPolicies.com
  • FreePrivacyPolicy.com
  • GetTerms.io

Pros:

  • Quick and easy
  • Tailored to your inputs
  • Often free for basic needs
  • Updated for current regulations

Cons:

  • May not cover unusual practices
  • Generic language
  • Limited customization
  • May miss jurisdiction-specific requirements

Cost: Free to $50/year for comprehensive generators

Best for: Bloggers wanting more control

Where to find:

  • Legal template marketplaces
  • Blogging course resources
  • Business formation services

Pros:

  • More detailed than generators
  • Customizable to your needs
  • Often come with guidance
  • One-time purchase

Cons:

  • Require understanding to customize correctly
  • May become outdated
  • No ongoing updates
  • Still not tailored legal advice

Cost: $25-$150 for template packages

Attorney Review

Best for: Serious businesses, high-risk niches, significant revenue

When to invest:

  • Revenue exceeds $50K/year
  • YMYL niche (health, finance, legal)
  • Selling products or services
  • Handling sensitive user data
  • Enterprise clients or partnerships

Pros:

  • Tailored to your specific situation
  • Protection from current regulations
  • Relationship for ongoing questions
  • Professional liability coverage

Cons:

  • Expensive ($500-$2,000+)
  • Takes time
  • Overkill for simple blogs
  • May still need updates over time

For most bloggers:

  1. Start with generators for basic pages when launching
  2. Upgrade to templates as you add monetization
  3. Get attorney review when revenue justifies the investment or complexity increases

Something is better than nothing. Don’t let perfect legal pages prevent you from launching.

Placement and Visibility

Where and how you display legal pages matters.

Standard placement includes:

  • Privacy Policy
  • Terms of Service
  • Contact

These should be on every page of your site via footer navigation.

Disclosure Placement

Affiliate disclosures need visibility:

  • Link in footer (Privacy Policy + Disclosure)
  • Statement at top of monetized posts
  • Inline disclosure near affiliate links

Example post-level disclosure: “This post contains affiliate links. If you purchase through these links, I may earn a commission at no extra cost to you. See my full disclosure for details.”

For GDPR compliance:

  • Display banner to EU visitors
  • Explain cookie usage
  • Provide accept/reject options
  • Link to full cookie policy
  • Remember preferences

Many cookie consent plugins handle this automatically.

Keeping Pages Updated

Legal pages require maintenance.

Update Triggers

Review and update when:

  • You add new monetization methods
  • You add new tracking/analytics tools
  • You start collecting new types of data
  • Laws change (GDPR updates, new state laws)
  • You expand to new jurisdictions
  • You add user-generated content features

Annual Review

Minimum yearly:

  1. Read through all legal pages
  2. Verify accuracy of current practices
  3. Check for regulatory changes
  4. Update “last updated” date
  5. Document your review

Change Documentation

Keep records of:

  • When pages were created
  • When pages were updated
  • What changes were made
  • Why changes were made

This demonstrates good faith compliance if ever questioned.

Common Mistakes to Avoid

Protect yourself by avoiding these errors.

Copying Other Sites’ Pages

Problem: Legal pages are copyrighted. They also may not reflect your practices.

Solution: Use generators or templates tailored to your site.

Problem: Fine print buried in footers doesn’t meet “clear and conspicuous” requirements.

Solution: Prominent footer links, disclosure statements at post level, visible cookie banners.

Set and Forget

Problem: Outdated pages may not cover current practices or regulations.

Solution: Annual review, update when practices change.

Over-Engineering

Problem: A 10,000-word privacy policy for a simple blog is unnecessary and confusing.

Solution: Proportional complexity. Simple site = simpler pages.

Missing Disclosure

Problem: Affiliate link without disclosure = FTC violation risk.

Solution: Disclose every time. When in doubt, disclose.

For setting up your blog correctly from the start, see how to set up a free blog.

If you’re starting affiliate marketing and need proper disclosure, read affiliate marketing tips for beginners.

And for understanding what builds trust with readers and Google, check building E-E-A-T for your blog.

Action Checklist

Implement these legal pages this week:

Essential (create immediately):

  • Privacy Policy (use generator if needed)
  • Terms of Service
  • Affiliate Disclosure (if you have affiliate links)
  • Contact Page

Add footer links to all pages:

  • Privacy Policy
  • Terms of Service
  • Contact

For monetized posts:

  • Add disclosure statement at post top
  • Consider inline disclosure near affiliate links

If targeting EU visitors:

  • Cookie consent banner
  • Cookie policy (or section in privacy policy)

Set reminders:

  • Annual review date for all legal pages
  • Review trigger when adding new tools/monetization

Final Thoughts

Legal pages aren’t exciting. They’re not why you started blogging.

But they’re non-negotiable for running a legitimate, sustainable blog. The investment—whether a few hours with a generator or a few hundred dollars with a lawyer—protects years of work.

My panicked weekend creating legal pages could have been one calm afternoon during initial setup. The stress wasn’t worth the procrastination.

Create your essential pages now. Update them when things change. Review them annually.

Then forget about them and focus on creating content. The legal foundation is built—you can build confidently on top of it.

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Tags

#legal pages #privacy policy #terms of service #affiliate disclosure #blog compliance

Frequently Asked Questions

Do I really need legal pages on my blog?

Yes. Privacy policies are legally required if you collect any visitor data (analytics, email signups, cookies). Affiliate disclosures are FTC-mandated if you earn commissions. Terms of service protect you from liability. Running without these pages creates legal exposure—it's not optional.

Can I copy legal pages from another blog?

No. Legal pages are copyrighted documents. Copying creates both copyright infringement and legal exposure if the policies don't match your practices. Use generators, templates, or legal services to create pages specific to your blog's actual data practices and business model.

Do I need a lawyer to create legal pages?

Not necessarily for basic blogs. Policy generators and templates work for simple sites. However, if you sell products, handle sensitive data, target EU visitors (GDPR), or have significant business revenue, legal review is worth the investment. Basic blogs can start with generator policies.

How often should I update my legal pages?

Review annually at minimum, and update whenever your practices change. Added email marketing? Update privacy policy. Started using new tracking tools? Update cookie policy. Added affiliate programs? Update disclosure. Major regulation changes also require updates.